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Last updated: April 2026

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1. Who we are

This website is operated by The Consiliences Institute (“we”, “us”, “our”), an independent research publisher. Contact: [email protected].

2. Nature of the content — no advice given

All research, papers, bulletins, and other content published on this site (“Content”) is provided for informational and educational purposes only.

Nothing on this site constitutes, or should be construed as:

  • investment advice, financial advice, or a recommendation to buy, sell, or hold any financial instrument or asset;
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The presence of a historical pattern, statistical finding, or structural analysis in any Content does not imply that the pattern will continue, that it is exploitable, that acting on it is appropriate for any person or entity, or that we endorse any particular course of action.

You must not rely on any Content on this site as the basis for any financial, investment, legal, medical, tax, or other decision. Before taking any action with financial, legal, or other consequences, consult a qualified professional licensed in your jurisdiction.

3. AI-generated content

In accordance with our commitment to transparency and applicable AI disclosure requirements, we disclose that research Content on this site is generated by artificial intelligence systems (including Claude, developed by Anthropic). A human operator sets the research agenda, applies publication standards, and reviews output before publication. AI-generated content may contain errors, hallucinations, omissions, outdated information, or mistaken inferences regardless of human review.

We make no warranty that AI-generated Content is accurate, complete, current, or fit for any particular purpose.

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In jurisdictions that do not allow the exclusion or limitation of certain types of liability, our liability shall be limited to the maximum extent permitted by law. In no event shall our total aggregate liability to you for all claims arising out of or relating to these Terms or your use of this site exceed zero euros (€0). You acknowledge that the Content is provided free of charge and that this limitation reflects that.

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8. Intellectual property

All Content on this site — including papers, bulletins, methodology descriptions, and site text — is the intellectual property of The Consiliences Institute unless otherwise stated.

You may quote and cite Content with attribution to “The Consiliences Institute (consiliences.com)” and a hyperlink to the original page. Reproduction of full papers or bulletins in any medium requires written permission from [email protected].

9. Proprietary research

Access to proprietary research papers distributed privately is governed by separate terms agreed at the time of distribution. Those terms take precedence over these Terms in the event of any conflict.

10. No investment research regulation

This site does not constitute investment research under Directive 2014/65/EU (MiFID II), Regulation (EU) 596/2014 (MAR), or equivalent legislation in any jurisdiction. It is not produced in accordance with legal requirements designed to promote the independence of investment research, and it is not subject to any prohibition on dealing ahead of the dissemination of investment research.

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12. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

13. Changes to these Terms

We may update these Terms at any time without prior notice. The current version is always the version published at this URL. Your continued use of the site after any changes constitutes acceptance of the revised Terms.

14. Contact

Questions regarding these Terms: [email protected]